Do you need help making sure your healthcare expenses are covered, even if you already have a Medicare policy? Check out this additional coverage that can save you money.
Medicare Supplement Plans
Sometimes referred to as “Medigap” insurance, Medicare supplement plans can help with expenses that your existing Medicare A and B policies do not cover. Medicare supplement plans can help with many out-of-pocket expenses once Medicare has paid its share, such as:
Enrolling in a Medicare supplement plan can be confusing, especially with all the rules regarding extra coverage and enrollment periods. That’s why we’re here to help. We’ll answer your questions and help you find the right plan for your unique healthcare needs.
Medicare Advantage (Part C)
Medicare Part C, also known as Medicare Advantage, is available to people who are already enrolled in Medicare Part A and B. Medicare Part C offers coverage beyond the regular care covered by A and B, like outpatient care, lab tests, hospital care, home health, skilled nursing, medical equipment, and surgery.
Medicare Advantage can provide additional benefits, including:
Medicare Part C is usually only open to enrollment during certain times, including:
Navigating Medicare, including Part C, can be complicated, so we suggest meeting with one of our agents to discuss your needs and eligibility. We can explain the various election periods to you, so you can plan around making changes to your Medicare coverage.
Medicare Part D Insurance (Drug Plans)
Medicare Part D is a prescription drug plan for essential medications. This coverage usually provides significant savings to those who enroll, as they only have to pay copays or a small percentage of prescription drug costs. It is possible to purchase Medicare Part D insurance as a standalone plan.
There is some information you should be aware of if you elect to purchase Medicare Part D coverage:
Once you are eligible for Medicare Part A and B, you can also sign up for Part D drug coverage.
We Can Help
Our independent agents are here to help, so feel free to contact us today with any questions. Let us help you with all your Medicare needs so you can have peace of mind knowing you’ve got the protection you want.